**Yes, you need to act — and the email buries it.**

**TL;DR:** If you do nothing, your electricity rate jumps from **24.6p to 34.1p per kWh** (~39% increase) from 1 January 2027. The "there is nothing else you need to do" line at the end is misleading.

**What to do:**
- Log into your Fennick account/app **before 28 November 2026**
- Pick a new tariff — they're nudging you toward "Fixed Saver 27"
- Don't just accept that one blindly: check its rate against the current 24.6p, and compare with other suppliers too, since you're free to switch anyway

**Ignore:**
- The T&Cs update — minor stuff (meter readings, complaints, email contact), nothing to act on

Also note the "Standard Variable" rate can go up further after you're on it, so letting it default is the worst outcome.