**TL;DR:** You don’t *have* to do anything right now, but you should probably act before **28 Nov 2026** if you want to avoid being moved to a more expensive variable tariff.

- Your current **Fixed Saver 24** tariff ends **31 Dec 2026**.
- If you do nothing by **28 Nov 2026**, you’ll be moved automatically to **Standard Variable**: **34.1p/kWh** + **61.2p/day** standing charge.
- Your current unit rate is **24.6p/kWh** — so the default variable rate is about **39% higher per kWh**.
- To stay on a fixed tariff, choose **Fixed Saver 27** in your online account/app **before 28 Nov 2026**.
- T&Cs change on **1 Jan 2027** (meter readings, complaints, email contact). No action needed for that unless you object.

**Bottom line:** Not urgent today, but set a reminder and compare/switch to **Fixed Saver 27** before **28 Nov 2026** if you want to avoid the automatic pricey variable tariff.