**TLDR:** You don’t need to do anything *right now*, but you **do have a deadline if you want to avoid being moved to a more expensive variable tariff.** - Your current tariff **Fixed Saver 24** ends **31 Dec 2026**. - If you do nothing by **28 Nov 2026**, you’ll be moved automatically to **Standard Variable** — currently **34.1p/kWh + 61.2p/day**, vs your current **24.6p/kWh**. That’s likely a big increase. - To stay on a fixed tariff, choose **Fixed Saver 27** in your online account/app **before 28 Nov 2026**. - The **T&Cs update** on **1 Jan 2027** needs no action, but you may want to skim it. **Action:** Diarise **28 Nov 2026** and switch to Fixed Saver 27 if you want to stay fixed. Otherwise, you can do nothing and you’ll be moved to the variable tariff.